Coverage That Serves Your
Restaurant — From Kitchen to
Front of House
Restaurants face fire risk, liquor liability, staff injuries, and more. We offer coverage built for the pace and pressure of food service.
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Built for Food and Beverage Operations
We understand the challenges that come with running a restaurant. Our policies are designed to help you keep serving —
even when the unexpected happens.
Restaurant Insurance Can Cover:
General Liability
Guest injuries, foodborne illness, and slip-and-fall claims
Business Interruption
Lost income while you recover from a covered loss
Property Coverage
Damage from kitchen fires, vandalism, or weather events
Workers’ Compensation
For chefs, servers, and kitchen staff (where required)
Liquor Liability
If your restaurant serves or sells alcohol
Equipment Breakdown
For walk-ins, fryers, HVAC, and more
“The process was quick, easy to understand, and they made sure my liquor liability and fire protection were fully squared away before inspection day.”
— Restaurant Owner Client*
Who We Work With
We work with food service businesses of all sizes, including:
- Independent dine-in restaurants
- Quick service & fast casual franchises
- Catering companies and food trucks
- Bars and establishments serving alcohol
- Coffee shops, cafés, and bakeries
Whether you’re a first-time operator or managing multiple locations, we can help tailor a policy to fit your menu and margins.
Why Choose Rory Shogren Insurance?
- 22+ years insuring local hospitality businesses
- Experience navigating health code-related risks and claims
- Fast delivery of COIs for lease agreements, events, or vendor contracts
- Hands-on guidance from people who understand restaurant operations — not just policies
Let’s Make Sure Your Coverage Stays Cooking
Don’t leave your business vulnerable to common industry risks. We’ll help you protect your staff, your
customers, and your cash flow.